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I’ve been greatly blessed with wonderful clients who have, in kindness, provided me with uplifting and encouraging comments regarding my legal services.  Below are reviews and testimonies that I have received from clients and members of the legal profession.  Matthew B. Tozer, Esq.

“Thank you so much for your help.  You are so kind and patient.  You are my angel…”  Katie V.

"Thank you for your generous, gracious, and Godly influence and support for over nearly a year now….” Debe H.

"Brother Tozer,
Grace and I could never thank you enough for all that you have done for us.  We have and continue to be blessed with your friendship and services on our behalf.  May God continue to bless you and your family and may His face shine upon you always." Saul S.

 "Hi Matthew!  …It is truly refreshing to have someone handle matters methodically and professionally…Sincere thanks for all your efforts and advice in getting us back on track… the Lord has blessed you with an extremely sharp mind and spiritual awareness. It was really nice to work with you! Blessings!  Richard P.

"i sincerely thank you for resolving my burden that was always lurking on my shoulders.  You've been courteous and professional.  i hope to never work with you again (...relating to bankruptcy) but definitely recommend you to others that may be struggling. thank God for a brother like you and LORD bless." James K.


"Thank you so much for the great service in my legal matter and general encouragement.  It is a pleasure knowing you and working on this with you.  Good things always come from the bad when you pray for them and that was so in this case too…"  Curtis M.


"Words cannot explain what a blessing you have been to me…What a wise and knowledgeable person you are.  The Lord surely has given you a mighty gift!  You are the most knowledgeable attorney I’ve ever spoken with…I thank Jesus for you and I am so grateful to him that he led me to you…Thank you for all your prayers and all your legal advice…"  Ericka C.


"Dear Mr. Tozer, I will not hesitate to recommend you to everyone I can. It has been nice working with you also. God Bless You." [Personal injury case]
Tina H.


"Thanks for always taking good care of my clients."  Jason L. Gaudy, Esq.

"Thank you so much for taking my call on the first of this month. I am so grateful for your prayers and they were so heart felt that I was crying out of joy. It was wonderful to see you're unselfish, undoubting, and confidence in God and trusting in His revelation. Your prayers were consistent with Scripture and I know the request will be honored because it honors Christ and the Father. Thank you so much again. You have been a tremendous encouragement for me to continue to be genuinely obedient to His commands and to provide what is sought when any request comes in faith and according to His will and to also continue my genuine and sincere prayers to God. I am reminded of Matthew 21:22 'And all things you ask in prayer, believing, you will receive.'
May the Lord continue to bless you in all areas of your life."  Farris T. [caller only, not a client]


"I was your [personal injury] client [back] in 2009 and I am very thankful to God on how you have handled my case." Rhoda A.


"Thank you for getting back to me so quickly, it shows you truly care about people...I am sure that God has blessed you and your business because you trust in Him first.   God be with you and I pray blessings upon you, your business and your family!!"  Connie

"You are truly amazing.  However, I am not surprised when one has God in their heart it illuminates and sets the stage.  I appreciate you being an example of Christ Jesus heir."  Yolanda R. 

"I have a business issue which requires counsel so this morning I decided to call around and speak with a few attorneys and get a better idea of what options were available to me as well as gain more insight into the laws in California as I don’t live there.  I happened to find Matthew online and called his office, we spent roughly 30 minutes on the phone together and in that time I was able to conclude the following:
ˇ Matthew is a Christian who loves God and his fellow man;
ˇ He is a wonderful listener;
ˇ Matthew is very easy to speak with, spends as much time with you as you need and makes sure you are comfortable;
ˇ Matthew truly knows his profession as well as his strengths/abilities and he will refer you to someone he knows and trust if he is not best person to represent you in your situation.
After speaking Matthew referred me to someone who can help me with my situation and we prayed together." Ben L.

 “Your mail brought tears to my eyes as I can see you really are a man of God.  THANK YOU SO MUCH!!! Your words have encouraged me, and brought me hope.  Thank you for your fast reply, it really means the world to me that you took the time to give me such detailed information.  My fiancé and I will work on the things you recommend and suggest.  Once again, Thank you for the demonstration of fellowship and love.”  Ana


"I wanted to thank you so much for the [debt collection lawsuit defense] help you provided me. I pray that God blesses you in every area of your life and you receive super abundantly above and beyond whatever you desire!  God bless!”  Dan N.


"Thank you very much for your help with this matter.  We appreciate your professionalism and the kindness you showed to us throughout.  God bless you."  Gabe S.


"I just wanted to thank you for your help.  I know that God had me find you. Thank you for helping us and always replying so fast calls and emails.  This was a very difficult time in our life but you made so easy.  Anybody that needs your services I will let them know about you.  Again thank you for your help.  God Bless you and your family.   Thank you."  Zaida S.


Thank you so much for all your help with this tough situation in our lives. Blessings,  Oracio S.


“Thank you for your wonderful advise. I understand why God has put you in our life…”  Grace S.


"I have no doubt that you and this process is God's answer to prayer…"  Windy M.


"THANK YOU, MATTHEW!  Praising God for YOU and the wisdom He has given you, His faithful servant.  PTL!
I thank my God always concerning you for the grace of God which was given to you by Christ Jesus -1 Corinthians 1:4 "    Deborah H.

"We thank you so much for all of your honest hard work for us through this difficult process. We appreciate you very much and will be happy to refer you to others in need of your services.  Thank you and God bless,"  Tawnie P.

"We want to take this time to thank you from all of our hearts.  You were a blessing in helping and guiding us throughout this process.  I want you to know that you reflect God's serenity." Jerry & Cynthia G.

"I just wanted to drop you a line to thank you so very much for your graciousness and generosity.
You counseled and helped us through a very difficult time, and for that we will be forever grateful.
If we don't meet here, we'll both see you in Heaven!
God bless and have a Happy Thanksgiving, Merry Christmas and a Happy New Year! "   Karen & Jody W.

"Thank you, Matthew for everything and the time it took. I greatly appreciate all your help and patience as my son went through his recovery and rehabilitation, and the emotional aspects of filing bankruptcy.  God bless you and your family!"  Donna A.

"We are very grateful for your counsel during our bankruptcy and now my hope is we become and remain life long friends."  Gordon G.

"…Mr. Tozer...We are so Blessed to have you as our advocate..."  Annette V.

"I wanted to tell you how thankful we are for your thorough work regarding our bankruptcy.
We were able to see [at the 341a hearing] several cases before ours and there were all kinds of problems for people with varying degrees of representation.   Some with no representative, some with lawyers that just did the paperwork (most of those were lacking one piece or another) and even some with lawyers there that did not do what was required by the trustee, still missing things in there file.  Then we were called and our questions were easy and we knew what to expect. Nothing missing in the documents the trustee had.   Thank you again for your diligent work.”  Larry and Gwen .

"George and I feel so Blessed to have you as our Lawyer."  Annette V.

"Wow, you are a SUPER HERO lawyer! [personal injury case]George and Annette V.

"Your help and guidance throughout the process has been a blessing."  Brian B.

"Thank you so much for your awesome patience with us."  Larry D.

"We appreciate the professionalism you have demonstrated from day one.  Your assistance is greatly appreciated!"   Selina C.

"A simple thank you does not express how grateful we are to you and to the Lord for the outcome of our bankruptcy.  You were a source of calm and peace in the midst of this very tumultuous time in our lives.  Thank you so much for your guidance, encouragement and especially your prayers."
Rod and Sandra P.


"…I am a pastor in Michigan and I came across your website for the first time today as I was doing a word search on the topic of Christians suing other Christians as I have a situation in my church that has caused me to delve deeper into this subject.  I just want to write to you today and say “Thanks” for having this website up and running and the tremendous amount of information you have for people like me to search.  I learned more valuable information from reading your article on Christians and Lawsuits.  God bless you for your expertise and your love for the Lord…" D.D.

"Thank you so very much....for all your work and prompt attention ...we greatly appreciate all you have done for us * * *Again....we have truly been blessed with your services and once again want to express my thanks to you…"  J.V.

"Thank you Mr. Tozer.  God really used you to bless my life in more ways than the one I came to you for.  It was a difficult decision to make, and I wanted someone who knew the Lord and that would proceed with it [bankruptcy] honestly. I did not want my bankruptcy to go through by lying or cheating [or] if it was not in God’s will. Thank you for encouraging me through God’s word and prayer. I pray that God will bless you and that we can remain friends." Ken D.

"We are ever grateful for all that you did for us…God bless!" [Personal  Injury case]   Colleen S.

"…Thank you for being such a blessing in my life during this difficult time. It was such a wonderful gift from the Lord to know that I had someone I could fully depend upon and trust to handle these matters…Thank you again for your exemplary service and for guiding me through this difficult process and time in my life…"  Rebecca R.

"…We really appreciate your service and honesty."  Ray G.

"Thank you for spending some time with me this morning discussing my legal needs providing some direction, and providing some referrals. More importantly, thank you for prying. While I regret not being able to work with you, I will keep your name on my contact list. In my line of work, I often run across people that need Biblically sound legal advice and representation. Sending potential clients you way is the least I can do for your help."  Tom S.

"What would I do without you in this matter, thank God for sending you to me, and thank God for the person He’s made you."  Sharon B.

"Thank you Atty Tozer for being patient with us. I am just blessed on how the Lord brought us to your office and orchestrated everything. Praise God indeed. May the Lord continue to guide us on our finance as we learn from our past mistakes. And may God continue to bless you and keep you in your endeavors. You are a great blessing to us!!!! "  Ray G.

"Thank you for all your help, we will refer you to anyone we meet who needs your service…"   Jamie B.

"God bless you and thank you for everything, I will tell all who asks about an attorney that your the Man!!!!!!!!!!"  Sharon B.

"You are truly a gift from God!"  Ray C.

"Thank you for your help, we feel blessed for the second chance and we will highly recommend you as we find people who may need help, perhaps in this Dave ramsey course at church.  You were a blessing, thank you!!!!"  Jamie B.   

“We greatly appreciate you taking care of this for us! I praise God for you and your assistance through all of this!...”  Lisa L.

"Thank you for your time and diligence with our case.  I know that there were many unexpected things that came up and you were very gracious and patient and we value your insight and help with this process.  If we can ever serve as a reference for you, please do not hesitate to have people contact us or if I can write you a testimonial or a letter for your files, I would be happy to as well… *     *     * You have been a Godsend.Jamie B.

"Thank you for the good news Matthew. Thank you also for your guidance, encouragement and prayers throughout this entire procedure. We are grateful and feel blessed that we found you and we will always remember your kindness to us. God bless you and your family!"  Rick H.

"Hello Mr. Tozer, thank you for the update and all the time you spent answering questions and helping us." Julie H.

"Thank you for all you have done for my family, we are grateful [personal injury case]."  Michael W.

"Mr. Tozer you were such a blessing to us…"  Cecilia G.

"…Thank you again for helping me and being an honest Christian Attorney."  Elaine B.


 “Thanks for all your help + prayers!"   Susan and Dan Z.

"Wow!!  Now I know it wasn't a coincidence that I found your website.  You truly are the real thing an authentic follower of Christ…May God Bless You always. Your brother in Christ." Jeff N.

I want to thank you for your time.  To you this was just a phone call, but to me, this will affect the rest of my life, and your words have given me peace.  Thank you for your ministry [Paraphrased]."  L.B.

"Great effort, Matthew.  I think I should write an anonymous testimony for your services [Debt settlement case]."  Dave B.


"I'm so glad that the Lord put you in my life to help me with this process.  Not a very easy process but I do know th"at the Lord is with you and has guided my steps towards the right people."  Amy S.


"Thank you for the update as well as for your excellent services and godly focus.  I will always be thankful that the Lord led me to your office at just the right time.  Thank you for your perseverance and willingness to answer all of my questions".  Diana D.

"Thank you again brother for all your help with this matter and most of all for your prayers and support along the way you have been a true blessing. Thank you Jesus for Matthew I ask in your name that you continue each day to grow him in your grace and knowledge while you use him to minister to people who so need to know your love and grace. It is truly all about you Jesus! amen John 14:14"  Jeremy G.

"Thank you Mr. Tozer !!!  We are so glad the Lord lead us to you!  We will definitely refer our friends to you!  Blessings to you! Best regards,"  JeJe & Coleen

"Wow You hit that one right on the nose. You really know your business Matthew!" Gary M.

"Matthew, Thank you so much for all of your help and good advice. You have been a wonderful and honest attorney to have…" Elaine B.

"Thank you so very much for taking the time to not only counsel with us but also pray for us. We are truly grateful for your professionalism and for your heart to direct us with biblical counsel in our decision making. Your words of wisdom, kindness, prayer and encouragement means alot to us. God bless you in your careeer and ministr   Thank you,"  Jessica, Celia, & Wayne A.

“Thanks for being our advocate and helping us get through this part of our journey. Sincerely,"  Sherry H.

“I know it has been a few months since our bankruptcy was final, but I never formally thanked you for your handling of this procedure, and for your kindness in the process.  It was one of the most humbling (and for me humiliating) thing we’ve ever had to do, all after several years of financial & home-related disappointments.  Thank you for your straight-forward manner, your professionalism, and compassion in handling our bankruptcy.  It is such a huge relief to be debt free once again with a fresh start for the future.  I would be proud to recommend you to anyone that might need your services in the future.”  Kim H.

"Thank you for your prompt action and filings as well Matthew.   We are grateful to have found a good attorney with great work ethics!!  Sincerely," Cynthia H.

"Wow this is really a blessing. We feel like a heavy burden has been lifted off of us, and we know it has and God has taken it for us. Thank you so much for all of your help and may the good Lord bless you and your family. Mr. Tozer we have always known from the very beginning that you were God sent, we really believe that this was a plan from God. You and your business will always be in our prayers. I pray that we do not have to bother you with anything else, that everything falls in place .Serving Him,"  Ignacio & Cecilia 

"Dear Mr. Tozer ,You are awesome! Happy New Year, and thank you so much… "  Mary S.

Thank you for all your patient help through the process of our BK.  I was very impressed when I read your treatise [Bible Bankruptcy] on bankruptcy; I have been delighted to see your Godly counsel and viewpoints in practice as we covered all of the details of our case.  Cynthia and I appreciated your integrity and candor, and praying with you and asking God for His direction in this process was awesome!  I really appreciated you sharing the testimony of your Dad’s conversion and the subsequent confirmation in the church bulletin by AW Tozer.  All of this served to heighten the joy of being forgiven our debt and rejoicing in the new start we’ve been given."  Ron H.

 "It was a pleasure working with you.  We were so blessed to have an experienced, patient, godly professional representing and standing in our behalf as God leads us to the next phase."  Cindy H.

"Again, thank you so very much for all that you've done for us. We will be forever grateful! May you have a blessed Christmas and pray God's blessings to your family as well."   Belinda C.

“I just wanted to say thank you for all that you’ve done.  I thank God that He led you into my husband’s life at such a time as this.  God is faithful and lways provides our needs.…"   Rick and Mary Ann L.

…You certainly are a first-rate lawyer…”  J. Grant Kennedy, Lawyer

"Thank you very much for a job very well done.  I appreciate all your work.  If I ever have an opportunity to recommend an accident attorney, you will be the one.  God bless you and your family."  Raymond M.

"Although I called you for professional advice you embraced me with Godly wisdom."  Kathy B.

"I want to thank you very much for your help recently.  It is more than refreshing to talk with Christians who really love God, and genuinely try to please Him, and love people."   Daniel

 “God speed, Matthew, you were a great help for the office, and we received many compliments on your mediation abilities.” Judge Newlove

"You are an answer to our prayers. I am thankful for a brother in Christ that is filled with His Spirit and who has the heart of a shepherd. Your willingness to pray for us, to both give and seek wise counsel for us in this difficult time, is nothing short of a miracle. I trust in Him more today because he brought us together for such a time as this." Friels

"Thank you, Mr. Tozer, for your article in titled "Is Bankruptcy Scriptural?"  *    *     *
I have wrestled with Bankruptcy for a while from a spiritual view, and maybe a little pride mixed in there. But finally, made an appointment with an attorney to start the procedings.
Your article helped me so much! I knew God would love me no matter what, but I wasn't sure He would be pleased with this action. But now, I have peace, and that means everything.
Thanks again, and God bless you and yours."  Debra E., Cartersville, GA

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Disclaimer: Prior results do not guarantee a future result.