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HOW TO OBTAIN A FREE COPY OF YOUR CREDIT REPORT

Many websites claim to offer a free credit report, but, in fact don't.

But www.annualcreditreport.com does in fact allow you to obtain a free report.

You can telephone the phone number provided on the annualcreditreport.com website and order your credit reports.  You may receive one free credit report every year.  Also, you may receive a free report after a creditor renders a negative decision based on a credit report. 

At the website that is linked above, you can choose to either download or to view the credit reports on the internet. 

The big three reporting agencies are Experian, Equifax and Transunion.  Request that your credit report be mailed to you by each of those three reporting agencies.  

If you are married, both spouses ought to request their own reports. 

Disclaimer

Copyright 2013

Article's Author: Christian Bankruptcy lawyer Matthew B. Tozer

Under the new bankruptcy laws, Mr. Tozer is a debt relief agency because he helps people file for bankruptcy relief under the Bankruptcy Code.

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