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CREDIT COUNSELING / FINANCIAL MANAGEMENT COURSE 

Chapter 7 Bankruptcy Requirements

Requirement: When:
1. Credit Counseling

You must receive this counseling 0 to 180 days BEFORE you file for bankruptcy.    

Your attorney will recommend a court-approved provider.

2. Debtor Education / Financial Management Course

You must take this course AFTER you file your bankruptcy case.   

Your attorney will recommend a court-approved provider.

To receive a bankruptcy discharge, you must file with the court a “Certification of Completion of Financial Management Course” within 60 days after the Meeting of Creditors date.

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Disclaimer


Under the new bankruptcy laws, Matthew Tozer is a debt relief agency because he helps people file for bankruptcy relief under the Bankruptcy Code.

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